AI-Powered Insights
Farosian’s Digital Risk Analysis solutions apply our digital behavioral intelligence beyond hiring, into areas like employee monitoring, high-volume screening, financial services (credit risk), and insurance underwriting.
Rapid Behaviour Profiling - at Scale
Farosian’s AI-powered system, Ninox, enables rapid, high-volume digital footprint analysis for both HR and customer due diligence. Whether screening gig workers or performing compliance checks, you’ll get continuous, precise risk assessments at scale.
HR & Compliance
Periodically screen employees to flag emerging risks.
Gig Economy
Process 10 to 10,000+ contractor checks quickly and consistently.
Unlock Smarter Lending with Alternative Digital Data
Traditional credit scores leave gaps for “thin-file” or credit-invisible individuals. Farosian enriches KYC and credit models with up to 90 digital data points, boosting predictive accuracy by ~25%. This empowers lenders to extend credit inclusively while managing risk effectively.
Banking & Lending
Improve KYC and credit models with 90+ unique data points.
Financial Inclusion
Confidently assess “thin-file” or new-to-credit applicants.
Detect Hidden Risks Beyond the Paper Trail
Farosian augments KYC and AML processes by exposing digital behaviors, hidden connections, and alias accounts often missed in paperwork. With continuously updated risk criteria, institutions reduce false positives and align with regulatory standards.
Insurance & Finance
Flag hidden connections or digital behaviours missed in paperwork.
AML/KYC
Stay aligned with regulations while reducing false positives.
Anticipate Defaults and Reduce Losses with Predictive Analytics
Farosian’s digital risk scores correlate directly with real-world outcomes—such as loan defaults, claim rates, and customer reliability. By flagging high-risk individuals before they enter your portfolio, we help reduce losses, strengthen trust, and improve long-term performance.
Lending & Credit Risk
Identify high-risk borrowers before defaults occur.
Insurance
Spot patterns that predict higher claim rates or policy lapses.
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Data Enrichment
Farosian enriches fragmented or incomplete datasets with verified digital and behavioral signals—unlocking deeper understanding across industries. From credit risk and insurance modeling to customer segmentation and marketing optimization, Farosian’s enrichment engine enhances accuracy, context, and decision quality.
Cross-Industry Intelligence
Enrich and unify data for credit, insurance, marketing, and analytics—driving smarter models and more personalized experiences.
Smarter, Safer Decisions
Boost predictive power while minimizing bias and uncertainty through ethically sourced, high-fidelity enrichment signals.
"Aon’s experience with Farosian has been excellent. From collaborating with Daniele to reviewing the detailed screening reports, every step of the process has been smooth and impressive. The team is prompt, professional, and meticulous, something that clearly shows in the quality of insights they deliver. We're excited to continue working with Farosian and would confidently recommend their innovative screening solutions."
Download Farosian's E-Hailing Report
Farosian completed a comprehensive screening pilot for an e-hailing organisation, in which we screened 40 361 of their drivers. This is what we found...
FAQs
Find answers to your most pressing questions about our Digital Risk Analysis solution.
Farosian’s Digital Risk Analysis is a form of alternative data intelligence derived from publicly available digital footprints; blogs, forums, +250 social media networks, and other online platforms. It provides fast, predictive risk signals about individuals’ online behaviours, sentiment, and digital footprint. This enables enhanced risk assessments, fraud detection, and customer insights beyond traditional data sources.
Traditional data (e.g., credit bureau records, financial histories, and KYC documentation) captures past financial behaviour. In contrast, Digital Risk Analysis uncovers emerging risks and behavioural trends by analysing people’s digital presence. This provides an early-warning system for fraud, delinquency, or reputational issues - insights often invisible in conventional datasets.
- Credit underwriting & thin-file scoring – Extend access to credit for thin-file or credit-invisible populations using online behavioural insights.
- Fraud prevention & identity verification – Detect inconsistencies between declared identity and digital footprint.
- Customer segmentation & marketing – Profile customers more accurately based on digital engagement, influence, and network reach.
- Workforce screening & due diligence – Identify reputational risks, affiliations, and red flags in pre-employment or vendor checks.
- Portfolio monitoring – Regularly assess existing customers for early signs of default or fraud.
Access is available via secure API integration or through our cloud-based dashboard. Data can be consumed in batch mode or as single requests, depending on your organisation’s workflow and compliance needs.
Pricing is volume-based, calculated according to the number of individuals processed. Please contact Farosian for a tailored quote based on your expected usage volumes.
Yes. All insights are derived from publicly available data and processed in line with regulations such as GDPR, POPIA, and FCRA. We apply rigorous governance, anonymisation, and compliance frameworks to ensure full regulatory alignment.
- Financial services – Banks, insurers, and fintechs can improve credit risk assessment and expand financial inclusion.
- Gig economy & workforce platforms – Reduce fraud, increase customer safety, and improve quality of hire.
- Real estate & property – Strengthen tenant risk screening and compliance.
- Corporate compliance & due diligence – Support investigations, vendor checks, and M&A risk analysis.
Farosian’s Digital Risk Analysis provides leading indicators of risk by correlating online behaviours with default rates, fraud likelihood, and reputational damage. While not a replacement for financial data, it acts as a powerful enrichment layer that significantly improves predictive accuracy.
Yes. Farosian enables ongoing monitoring of digital footprints to track changes in behaviour, emerging threats, and new risk signals - ensuring organisations remain proactive rather than reactive.
Let us show you how.
Experience a live demo of our product led by one of our Farosian specialists. Discover its features and benefits while interacting directly with an expert to answer all your questions.
